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(max-width:880px){.grid.cols-3,.grid.cols-4{grid-template-columns:1fr}}.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:30px 28px;box-shadow:var(--shadow-sm)}.card .icon{width:54px;height:54px;border-radius:14px;display:grid;place-items:center;font-size:1.5rem;margin-bottom:18px;background:var(--cream)}.card.coral .icon{background:rgba(255,111,94,.16)}.card.teal .icon{background:rgba(31,169,143,.16)}.card.gold .icon{background:rgba(255,194,75,.22)}.card h3{margin-bottom:.35em}.card p{color:var(--ink-soft);margin-bottom:0;font-size:1.02rem}.steps{counter-reset:step;display:grid;grid-gap:22px;gap:22px}.steps.cols{grid-template-columns:repeat(3,1fr)}@media (max-width:880px){.steps.cols{grid-template-columns:1fr}}.step{position:relative;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:30px 28px 26px}.step:before{counter-increment:step;content:counter(step);display:grid;place-items:center;width:46px;height:46px;border-radius:50%;font-family:var(--font-display);font-weight:600;color:var(--white);background:var(--coral);margin-bottom:16px}.step h3,.step:before{font-size:1.3rem}.step p{color:var(--ink-soft);margin-bottom:0}.cta-band{background:radial-gradient(800px 400px at 100% 0,rgba(255,194,75,.5),transparent 60%),linear-gradient(120deg,var(--coral),var(--coral-deep));border-radius:var(--radius-lg);padding:clamp(40px,6vw,72px);text-align:center;box-shadow:var(--shadow)}.cta-band,.cta-band h2{color:var(--white)}.cta-band p{color:hsla(0,0%,100%,.92);font-size:1.2rem;max-width:52ch;margin-inline:auto}.cta-band .btn-primary{background:var(--white);color:var(--coral-deep);margin-top:1em}.cta-band .btn-primary:hover{background:var(--sand)}.faq{max-width:760px;margin-inline:auto}.faq details{border-bottom:1px solid var(--line);padding:18px 4px}.faq summary{font-family:var(--font-display);font-size:1.25rem;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--coral);font-size:1.6rem;line-height:1}.faq details[open] summary:after{content:"–"}.faq details p{color:var(--ink-soft);margin:.8em 0 .2em}.site-footer{background:var(--ink);color:#d9d6de;padding-block:56px 34px}.site-footer a{color:#f1ece4;text-decoration:none}.site-footer a:hover{color:var(--marigold)}.footer-top{display:grid;grid-template-columns:1.4fr 1fr 1fr;grid-gap:40px;gap:40px;padding-bottom:36px;border-bottom:1px solid hsla(0,0%,100%,.12)}.footer-top .brand{color:var(--white)}.footer-col h4{font-family:var(--font-text);text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;color:#9f9aa6;margin-bottom:1em}.footer-col ul{list-style:none;margin:0;padding:0;display:grid;grid-gap:.65em;gap:.65em}.footer-blurb{color:#b3aeb8;max-width:38ch;font-size:1rem}.footer-bottom{display:flex;flex-wrap:wrap;gap:12px 24px;justify-content:space-between;padding-top:22px;font-size:.9rem;color:#9f9aa6}.footer-bottom.bare{border-top:none;padding-top:0}.footer-bottom a{color:#c9c4ce}@media (max-width:760px){.footer-top{grid-template-columns:1fr;gap:28px}}.disclaimer{font-size:.92rem;color:#948f9b;line-height:1.6;margin-top:22px}.page-hero{background:radial-gradient(900px 400px at 90% -20%,rgba(255,194,75,.3),transparent 60%),var(--cream);border-bottom:1px solid var(--line);padding-block:clamp(48px,7vw,88px)}.page-hero .eyebrow{color:var(--teal-deep)}.page-hero p{color:var(--ink-soft);max-width:60ch}.legal{max-width:820px;margin-inline:auto;padding-block:clamp(40px,6vw,72px)}.legal h2{font-size:clamp(1.5rem,3vw,2rem);margin-top:1.8em;padding-top:.4em}.legal h2:first-child{margin-top:0}.legal h3{font-size:1.3rem;margin-top:1.4em}.legal li,.legal p{font-size:1.05rem;color:#3b3942}.legal ul{padding-left:1.2em}.legal li{margin-bottom:.5em}.legal a{word-break:break-word}.legal .meta{color:var(--ink-soft);font-size:.98rem;border-left:3px solid var(--coral);padding-left:16px;margin-bottom:2em}.legal .callout{background:var(--cream);border:1px solid var(--line);border-radius:var(--radius);padding:22px 24px;margin:1.6em 0}.legal .callout p:last-child{margin-bottom:0}.legal .legal-divider{border:none;border-top:1px solid var(--line);margin:3em 0}.toc{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:22px 26px;margin-bottom:2.4em}.toc h4{font-family:var(--font-display);font-size:1.1rem;margin-bottom:.6em}.toc ol{margin:0;padding-left:1.3em;column-count:2;column-gap:32px}.toc li{margin-bottom:.3em}@media (max-width:620px){.toc ol{column-count:1}}.start-hero{background:radial-gradient(900px 500px at 80% -10%,rgba(143,215,227,.4),transparent 60%),radial-gradient(700px 400px at 0 110%,rgba(255,194,75,.3),transparent 55%),var(--sand)}.start-list{display:grid;grid-gap:18px;gap:18px;margin-top:1.4em}.start-list .row{display:flex;gap:14px;align-items:flex-start}.start-list .row .tick{flex:none;width:28px;height:28px;border-radius:50%;background:rgba(31,169,143,.16);color:var(--teal-deep);display:grid;place-items:center;font-weight:700;margin-top:2px}.contact-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:30px 28px;box-shadow:var(--shadow-sm)}.contact-card dl{margin:0;display:grid;grid-gap:.9em;gap:.9em}.contact-card dt{font-family:var(--font-text);text-transform:uppercase;letter-spacing:.12em;font-size:.75rem;color:var(--ink-soft)}.contact-card dd{margin:.1em 0 0;font-size:1.1rem}.steps-cta{text-align:center;margin-top:40px}.col-span-2{grid-column:span 2}.align-start{align-items:start}.prose-lead{max-width:70ch}.contact-intro,.prose-lead{color:var(--ink-soft);font-size:1.15rem}.contact-intro{max-width:54ch}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}